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Cashflow, gra online. wyścig szczurów

Cashflow – an online game that will help you get out of the rat race

Let’s meet Cashflow – onlin game that will teach you how to manage your finances. You can also make your first investments in this simulation.

Would you like to get out of the rat race you’ve been stuck in for years? Do you dream of multiplying money, not just earning it? The following article describes the online version of Cashflow. Thanks to it, you will learn the principles of investing in practice, and you will also test various options for creating a wealth accumulation strategy. You will also learn about the alternative to this game, which is CashPlay.

What is Cashflow?

Cashflow is a board game that provides financial education through play. The rules of the game are based on the rules discussed in the book “Rich Dad Poor Dad” by Robert Kiyosaki and Sharon Lechter.

The plot of the game is not too complicated. The important thing is that every player starts with being a full-time employee. Before you start the game, you draw a profession. Cards with individual professions contain all the information you need about what your budget looks like.

Board game, entertainment, learning

Another thing – from the beginning of the game, everyone moves on a free track . Initially, every player is stuck in it, having no influence on it. The goal of the players is to get out of this rat race. If they succeed, they move to the so-called fast track. There the game looks a bit different, you have much more options.

How can I do it? There are several ways, and one of them is investing in the stock market. You can also invest in real estate, stocks and bonds or other assets. The way to get out of the rat race is to build your own asset portfolio.

A lot here depends on you, or rather on your choices during the game.

Cashflow game and the education system

School, education, benches, classroom

As you probably know, the education system is very underdeveloped. Anyway, this has been the case for many years. Children are taught many things in schools, but most of them have little to do with what awaits them in adult life . Regardless of which school your child goes to, the topic of money is usually avoided by teachers.

Due to the lack of financial education, a large proportion of students later have problems with proper money management. I am talking about the lack of such education, because what is discussed in entrepreneurship cannot be called financial education.

In fact, financial intelligence can be useful on a daily basis – even when we want to choose the best bank deposit. Unfortunately, not everyone can boast of money management skills. The good news is that it’s easy to learn.

If you belong to the group of people who have trouble managing funds, then you should do something about it as soon as possible. Of course, for your own good – remember that no one else will do it for you. You may be wondering why I’m talking about this.

Cashflow is a great game that can take care of your financial education. Thanks to it, you will also learn the basics of investing. But the best part is that you can learn while having fun!

Cashflow online as an alternative to a board game

Cashflow online, infographic

However, I realize that the boxed version of Cashflow is not the cheapest. Therefore, not everyone can afford to buy it.

Therefore, I hasten to inform you that this game also exists in an online version. This is not the end of good news – access to the game is completely free! To try your hand at building a financial empire, all you need is access to the Internet and then register in the game. You can do it here .

The rules are almost the same as in the board game. The differences are that you don’t have a real dice in your hand and you don’t have to manually complete the financial statement – it’s done automatically. As you can see in the graphics, the board is also similar to the standard one. It may be a disappointment that there are no rat-shaped pieces. Besides, you don’t draw a profession, because it is assigned to you.

The reasons why Cashflow was created

Question mark

While promoting the game Cashflow, Robert Kiyosaki drew attention to the growing social inequality . It looks even worse now, as this disparity increases every year. It looks very uninteresting, even when we compare a few previous years. In principle, it can be said that this already threatens the stability of a democratic society.

The richest people make up 1% of the population, currently holding 38% of the world’s wealth. This is due to the fact that nowadays not only the pension system is a problem – if we compare it with, for example, the problems of the health care system in the world.

The second issue looks dramatic, especially if we consider the period that followed the COVID-19 pandemic. Research confirms that millions of people (especially middle-class people) simply cannot afford the health care their families require. These are global problems – largely caused by a lack of financial education.

Due to the lack of such education , many people think that all investments are risky. Meanwhile, there are different levels of risk, so you should do your research before taking action. Much also depends on the amount you want to invest and, of course, the type of investment itself. Remember that mutual funds are not the only option.

Lots of people also decide on savings accounts, which, paradoxically, is not as safe as they think.

The realization of all this led to the creation of this economic game. So you can play Cashflow today!

Cashflow online – what can you gain by playing this game?

Cash flow online, money

Thanks to this game , you will be able to control your finances in real life as well. You will learn how you can take control of your money. During the game, you will gain practical knowledge that will make investing no secrets for you. Cashflow can also teach you how to effectively manage your cash flow.

Interestingly, Cashflow simulates reality, so you can use the skills you learn here in the real world. You compete not only with other players – you also fight against the real estate market, stock quotes or all kinds of unforeseen situations. You certainly know the latter from everyday life.

Each playthrough provides different challenges , so it’s worth playing as often as possible. Especially at the beginning to understand the rules as much as possible.

Cashflow vs. CashPlay – comparison

CashPlay is an economic and strategic game about finance. The goal of the game is to prepare your own strategy, which can also be useful in real life. In quickplay mode, you are given specific tasks that you must complete in order to progress. For those who don’t know – CashPlay is not a board game (unlike Cashflow).

Many people say that both Cashflow and CashPlay are games worth starting your financial education with. Let this be a warm-up for real life. Learn to effectively build and manage cash flow. Remember that money should work for you, not you for them.

Investments, for example, are clearly presented in CashPlay. You can see it in the graphic below.

CashPlay, game

In some ways, both games are similar. Want to know what they have in common?

Cashflow and CashPlay – main similarities:

  • these are browser games,
  • both are related to finance,
  • are educational in nature,
  • suitable for both novice investors and those more experienced,
  • help you achieve financial freedom,
  • from both games you will learn the basics of business and how to accumulate wealth.


When it comes to the subject of money, you probably know that the education system teaches very little or nothing at all. Therefore , you must take care of your financial education yourself. You probably realize that you will need such skills for the rest of your life.

It would be a good idea to start by practicing different strategies and behaviors on real events – that’s what CashPlay and Cashflow games offer. Both simulations will help you learn finance so you can start working on your cash flow in the real world.

Want to gain your first investing experience? Take advantage of the opportunities offered by the game and become the richest man in the world. Go ahead and sign up for CashPlay today .

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